People suffer injuries in various types of accidents, such as slip and fall, car accidents and other forms of personal injury accidents due to business or individual negligence. As a result, the victim’s life gets affected, and they find themselves off work for a long period. Losing your salary, which you depend on to pay your bills and expenses, can be devastating. Fortunately, you can claim your lost wages by filing a personal injury claim with the negligence insurance party. Lost wages are the income not earned due to injuries and can be compensated to reduce the financial impact of the accident.
Eligibility for Filling a Lost Wage in Personal Injury Accident
Though you might not have a full-time job, you can claim your lost earnings as part of your compensation claim. It would help if you had the best solicitors and lawyers to understand and claim all the compensation you are owed. Your lawyer will help you know if you are eligible for lost wage compensation depending on the category you fit in. These categories include self-employed, contract workers, salaried, seasonal, or part-time employees. If you belong to one of these working groups, you can recover your lost earnings by filing a personal injury claim.
Types of Lost Income Compensation
While filling a personal injury case, you should not only consider the paychecks you missed. The lost wage claim is more complex and helps you recover all possible losses you suffered.
Past and future wages: In case of temporal disablement, you are entitled to the income you have lost to date and all the future earnings you will lose until you recover and resume work. It would help if you understood the reliability of your past income while determining your future earnings.
Sick time and lost vacation: During recovery, you may be required to use your vacation and sick days, and the employer may allow you to exhaust your accrued time before putting you on unpaid leave. You will, therefore, have fewer sick and vacation days in the future. Thus, requesting vacation and sick time you used in your lost earnings claim is important.
Commissions and bonuses: Losing bonuses and commissions while off work is inevitable; therefore, these amounts should be included as part of your claim.
Additional perks: You might be using a company vehicle and going on trips catered for by the company. Being injured means you will no longer enjoy these benefits when you are not working. You should include these benefits in your settlement.
Capacity of the lost earnings: In case of severe injuries and permanent disability, you might never be able to perform your previous work duties. In such situations, the victim is entitled to lost wages capacity. They include long-term future lost earnings and promotions, among other work benefits lost due to the injury. An experienced personal injury lawyer is needed to explain the accident’s severity and nature.
In conclusion, accidents are inevitable while living and working with others. It is, therefore, crucial to know when and how to claim compensation when involved in a personal injury accident due to others’ negligence. Experienced personal injury attorneys are available to help you calculate the value of your loss, claim your loss, and negotiate a fair settlement.