Phone number 01422 746126 has been flagged multiple times as a potentially dangerous caller. Based in Halifax, England, this number has received 14 reports and 6,480 lookups from concerned individuals. The caller is allegedly connected to CRS Debt Collectors, but reports indicate a mix of legitimate debt collection activity and possible scam behavior.
If you’ve received calls or messages from this number, it’s important to proceed with caution. In this article, we’ll provide a detailed breakdown of what our community has reported, what to do if you’re contacted by this number, and how to stay safe from potential fraud.
Overview of Reports for 01422 746126
The community feedback for this number paints a concerning picture:
- Dangerous Caller Rating: 5 ratings classify this number as a significant risk.
- Caller Classification:
- 1 user rated it as Dangerous.
- 3 users rated it as Harassing.
- 1 user rated it as Safe.
Frequently Mentioned Keywords
Reports include the following recurring terms:
- Debt: Mentioned 9 times.
- Scam: Mentioned 6 times.
- Company: Mentioned 4 times.
- Recovery: Mentioned 2 times.
- Voicemail: Mentioned 2 times.
- Survey: Mentioned 1 time.
- Tax: Mentioned 1 time.
These terms suggest a mix of debt collection attempts and possible fraudulent activity.
Community Experiences with 01422 746126
Let’s dive into specific user-reported experiences with this number:
Report 1: Persistent Emails and Unverified Claims
“I’ve received numerous emails from CRS Debt Collectors over a period of about two years, always for the same amount owed to different companies. I contacted one company directly (Clearpay) and found that I’ve never had an account with them. This is definitely a scam. If it were legitimate, Clearpay would contact me directly by phone or letter.”
Report 2: Debt Claims for a Closed Account
“I got a call and a text message from this number claiming I had an outstanding debt with a car insurance company. However, I left that company over a year ago. When I contacted the company, they confirmed the debt was not theirs. This feels like a scam.”
Report 3: Automated Voicemail
“I was called by this number and received an automated voicemail. The message was unclear and mentioned something about CRS. It seemed suspicious as I’ve never had any debts. Likely spam.”
Report 4: Harassing Calls and Texts
“I’ve had several calls and texts from this number. The audio in the voicemail is unclear, but it mentions CRS. I’m not in debt, and if this were legitimate, I would expect a formal letter, not random voicemails. This seems to be a scam.”
Who Are CRS Debt Collectors?
CRS Debt Collectors (Credit Resource Solutions) is a legitimate debt collection agency based in the UK. They often contact individuals regarding unpaid debts on behalf of various companies. However, their name has been used by scammers to trick individuals into paying false debts.
How to Verify CRS Contact
If you believe CRS is contacting you, follow these steps:
- Request Written Proof: Legitimate debt collectors are required by law to provide written proof of the debt.
- Contact the Original Creditor: If the debt is legitimate, the original company will confirm the details.
- Check the CRS Website: Ensure the contact information matches the details on their official site: CRS Official Site.
How to Handle Calls from 01422 746126
- Do Not Panic
Receiving a call about debt can be stressful, but it’s essential to stay calm and approach the situation rationally. - Verify the Caller
Always ask for written proof of the debt. If the caller refuses to provide this or becomes aggressive, it’s a red flag. - Block the Number
If you’re confident the call is a scam, block the number on your device. Most smartphones have a built-in feature for blocking unwanted numbers. - Report the Call
You can report suspicious calls to the Action Fraud service in the UK:- Visit Action Fraud.
- Contact Your Bank or Financial Institutions
If you’ve shared any sensitive information, immediately notify your bank to secure your accounts.
Red Flags Indicating a Scam
Unclear Caller Information
Scammers often use vague or automated messages, making it hard to verify their identity.
Pressure to Pay Immediately
Legitimate debt collectors will not demand instant payment without providing evidence of the debt.
No Written Communication
By law, debt collectors must send a written notice about the debt before taking further action.
Tips to Stay Safe
Educate Yourself on Scam Calls
Familiarize yourself with common scam tactics. Scammers may impersonate debt collectors, government agencies, or utility companies.
Use Reverse Lookup Services
If you’re unsure about a number, use online tools like Who Called Me or Phone Lookup UK.
Enable Call Screening
Many modern smartphones have call-screening features that automatically filter potential scam calls.
Conclusion
While phone number 01422 746126 is associated with CRS Debt Collectors, numerous user reports suggest that scammers may be impersonating the agency. Always verify the legitimacy of any debt claims and follow best practices to protect your personal information.
